A Smarter Place for Your Tax Refund
Open a CINQ by Coinstar™ Debit Card and get a $20 bonus when your tax refund is received via direct deposit.
See Terms & Conditions.
Smart for tax season. built for every season.
Use direct deposit to receive your tax refund to a dedicated prepaid debit card – and get rewarded for it.1
Faster Access
Get your tax refund faster2 when you set up a direct deposit to your Debit Card – no waiting on paper checks.
Keep Your Refund Separate
Separate your tax refund from your regular income so you can use it intentionally — not accidentally.
Get the Bonus. Keep the Benefits.
No MONTHLY or Surprise Fees
No activation fee. No direct deposit fees. No purchase transaction fees.3
Fee-Free ATMs Nationwide
Withdraw cash fee-free at 40,000+ ATMs in the Allpoint Network.4
24/7 Live Customer Support
Reach a live support team member anytime — 24 hours a day, 7 days a week.
10,000+ Reload Locations
Coinstar® Kiosks are located in the stores you already shop. Easily reload cash or coins to your Debit Card year-round at participating locations.
From Paper Check to Digital Deposit – In Minutes
- Open your CINQ by Coinstar™ Debit Card online
- Add the routing and account numbers to your tax refund form
- Receive your tax refund from the IRS — plus a $20 bonus from us1
Your Refund. Plus $20.
Open your CINQ by CoinstarTM Debit Card today and make your biggest deposit of the year go further.
(1) Offer valid from 02/20/20226 at 12:01 AM EST through 05/31/2026 at 11:59 PM EST (“Offer Period”). To qualify for this offer, you must receive your 2025 U.S. federal tax refund to your CINQ by Coinstar™ Debit Card via direct deposit from the IRS to your CINQ by Coinstar account Debit Card within the Offer Period. The total amount of your 2025 U.S. federal tax refund received via direct deposit to your CINQ by Coinstar account must be $100 or more for you to be eligible for this offer. The $20 bonus will be paid by Coinstar to your CINQ by Coinstar Debit Card account within 30 days after the direct deposit transaction settles. Offer applies to new and existing customers with an active CINQ by Coinstar Debit Card account in good standing. Limit one bonus per account. Offer is available to residents of the 50 United States and D.C. who are at least 18 years of age (or the age of majority in the jurisdiction they reside in if older) only. Offer void where prohibited. All deposits and uses of the CINQ by Coinstar Debit Card shall be governed by the CINQ by Coinstar Cardholder Agreement; including without limitation applicable load, withdrawal and spend limits. Coinstar reserves the right to terminate or modify this offer at any time and without notice for any reason. Coinstar reserves the right to refuse or recover any bonus obtained under wrongful or fraudulent circumstances. Bonus is non-transferable and cannot be substituted, except at the sole discretion of Coinstar. This offer is not endorsed by any other party and is not a bonus or promotion offered by Lead Bank, NA. Sponsor: Coinstar Asset Holdings, LLC
(2) Timing of the refund is contingent on tax return submission and IRS timelines.
(3) Coinstar is not a bank. Coinstar is a financial technology company. The Coinstar Debit Card is issued by Lead Bank, Member FDIC, pursuant to licensing by Mastercard® International Inc. Fees apply. See Terms and Cardholder Agreement for more details.
(4) Out-of-network ATM withdrawal, over-the-counter withdrawal, and balance inquiry fees may apply.